Why Direct
Why Direct

Affordable auto insurance doesn't have to be complicated. At Direct, we provide you with the coverage you need at a fair price. We offer you choices at every bend in the road, whether you're customizing your payment schedule, your level of coverage, or your additional benefits. We're committed to doing things differently, and that means we'll do right by you.


  • Actively work with you to keep your rates low, regardless of your credit or driving history;*
  • Welcome all drivers to apply for coverage, even those who may be considered "high risk," may not be accepted by other companies, or who are in need of SR-22 certifications;
  • Offer customized payment plans so you can pay when you want, and how you want.** You are not required to have a checking account or a credit card;
  • Provide help every step of the way. Whether you're getting a quote, filing a claim, or renewing your policy, our friendly representatives are available online, over the phone, or in person;
  • Maintain a network of over 400 locations in 13 states, along with convenient phone and web service options;
  • Live and work in your neighborhood, and we'll always provide you with the honest, fair, and sincere service you deserve.

*Rates and savings vary.

**Payment plans are subject to terms and conditions and may not be available in all locations. Price may vary based on how you buy. Not all products, discounts, or pay plans are available in all states.

Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN.

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