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About Direct
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About Direct

History of Direct

On April 11, 1991, William Adair founded what would one day come to be known as Direct Auto & Life Insurance. Mr. Adair envisioned a premier, non-standard auto insurance company that served its customers better than any other insurer. Since opening our doors, Direct has rapidly expanded across the Southeast, pleasantly surprising customers with low rates, flexible payment plans, and the great services they deserve, regardless of their driving history.

Direct Auto & Life Insurance is headquartered in Nashville, TN.

Direct's Services & Products

Direct Auto & Life Insurance specializes in providing non-standard auto insurance for those who insurance companies may consider "high-risk," or who are in need of SR-22 certification.

Along with affordable car insurance, Direct offers:

In addition to an array of product offerings, Direct prides itself on providing our customers with the great services they deserve, like flexible payment plans, Text-to-Pay and other convenient payment options, digital proof of insurance, and more.

Customers don't need to have a checking account or credit card in order to get coverage with Direct. While you can pay by debit or credit card, you can also set up pay-by-text, pay with an e-check, pay cash, or pay at one of Direct's On the Spot® Kiosks if you live in Tennessee.

Contact Direct

We're here to help, however you need us. Stop by your nearest Direct store location, visit us online, or give us a ring at 1-877-GO-DIRECT (1-877-463-4732).


Not all products, discounts, or payment plans are available in all states or distribution channels.
Pay-by-text services provided by FirsTech, Inc., which is not an affiliate of Direct. Standard messaging rates may apply. You can find more information about FirsTech, including their privacy policy, at firstechinc.com.
The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. MasterCard is a registered trademark of MasterCard International Incorporated. Card may be used everywhere Debit MasterCard is accepted. Direct General Consumer Products, Inc. engages in the money transmission business and/or sale of stored value products as an authorized delegate of NetSpend Corporation under Chapter 151 of the Texas Finance Code. ©2016 Total System Services, Inc.® TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

 
Get Your
Quote



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Find a store

Get Your
Quote
or retrieve an online quote

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