On April 11, 1991, William Adair founded what would one day come to be known as Direct Auto & Life Insurance. Mr. Adair envisioned a premier, non-standard auto insurance company that served its customers better than any other insurer. Since opening our doors, Direct has rapidly expanded across the Southeast, pleasantly surprising customers with low rates, flexible payment plans, and the great services they deserve, regardless of their driving history.
Direct Auto & Life Insurance is headquartered in Nashville, TN.
Direct Auto & Life Insurance specializes in providing non-standard auto insurance for those who insurance companies may consider "high-risk," or who are in need of SR-22 certification.
Along with affordable car insurance, Direct offers:
In addition to an array of product offerings, Direct prides itself on providing our customers with the great services they deserve, like flexible payment plans, Text-to-Pay and other convenient payment options, digital proof of insurance, and more.
Customers don't need to have a checking account or credit card in order to get coverage with Direct. While you can pay by debit or credit card, you can also set up pay-by-text, pay with an e-check, pay cash, or pay at one of Direct's On the Spot® Kiosks if you live in Tennessee.
We're here to help, however you need us. Stop by your nearest Direct store location, visit us online, or give us a ring at 1-877-GO-DIRECT (1-877-463-4732).
Not all products, discounts, or payment plans are available in all states or distribution channels.