Did you know it's illegal to drive with a blindfold in Alabama? Not very surprising, huh. Did you know driving without auto insurance in Alabama is against the law too? Make sure you have the right amount of coverage to keep you legal with Direct Auto.
Alabama state law requires you have the following minimum auto insurance coverage:
In addition to liability coverage, Alabama law requires that you carry proof of insurance in all vehicles.
Auto insurance companies are required to offer drivers uninsured/underinsured motorist coverage (UM/UIM) at the same limits as your liability coverage, but drivers do not have to accept it. Rejection of UM/UIM must be in writing.
Motorcyclists are also required by law to be covered by motorcycle insurance. The required financial responsibility for motorcycles in Alabama is the same as it is for automobiles.
Not all motorcycle policies in all states cover passengers. Never assume that motorcycle guest passengers are automatically covered by motorcycle liability insurance. Motorcycle Guest Passenger Liability (GPL) must be purchased in order to cover passengers. This coverage will cover passengers if you are found to be liable or legally at fault for any accident.
Always practice safety precautions when riding a motorcycle. Safety gear and safe driving are important. For more information, check out our motorcycle safety tips.
If you have more questions about Alabama auto insurance coverage, visit a Direct Auto Alabama location near you or call us at 1-877-GO-DIRECT (1-877-463-4732).