After 9 PM, steer clear of any local sandwich shops; it's illegal to honk your horn where cold drinks and sandwiches are served in Arkansas. What a weird driving law, right? Here's one that's not so weird. Arkansas law requires that drivers have financial responsibility on all registered vehicles and carry proof in all vehicles. Direct Auto Insurance offers the amount of coverage required to meet minimum liability limits, making it easy to maintain financial responsibility and drive legally.
Here's the required amount of auto insurance needed to legally drive in the state of Arkansas:
In addition to liability coverage, Arkansas auto insurers are required to offer uninsured motorist coverage (UM). Drivers do not have to accept this coverage, but rejection of UM coverage must be in writing.
Arkansas also has an “add-on” no-fault (personal injury protection) insurance requirement, which means car insurance companies are required to offer this coverage, but the driver may reject this coverage as well.
The required amount of insurance coverage for Arkansas motorcyclists is the same as it is for automobiles. However, not all motorcycle insurance policies cover passengers. Motorcycle Guest Passenger Liability (GPL) must be purchased in order to cover passengers if you are found to be liable or legally at fault for an accident.