If you plan to be out driving the open roads, you have to have auto insurance in Missouri. Direct Auto Insurance offers the right amount of coverage to keep you legal on the roads.
If you live or are moving to Missouri, here’s the required amount of auto insurance you will need to drive legally on the roads.
Missouri law requires that you have financial responsibility on all your registered vehicles and that you carry proof of insurance in all vehicles. The easiest way to maintain financial responsibility is with car insurance. The minimum liability limits required for car insurance in Missouri are:
In addition to liability coverage, you are required to carry uninsured motorist bodily injury coverage (UM) at the same limits as your bodily liability coverage.
If you plan on cruisin' the roads of Missouri, you have to stay covered with motorcycle insurance. The required auto insurance laws are the same as car insurance requirements:
Not all motorcycle insurance policies in all states cover passengers. Never assume that motorcycle guest passengers are automatically covered by motorcycle liability insurance. In fact, motorcycle passengers are not covered by default under many motorcycle liability insurance policies. Motorcycle Guest Passenger Liability (GPL) must be purchased in order to cover your passenger. This coverage will cover passengers if you are found to be liable or legally at fault.
Always practice safety precautions with a motorcycle. Safety gear and safe driving are important when riding a motorcycle. For more information, check out our motorcycle safety tips.
If you have more questions about the auto insurance laws in Missouri, feel free to chat with one of our knowledgeable agents at 1-877-GO-Direct (1-877-463-4732).