If you plan to be out driving the open roads, you have to have auto insurance in Tennessee. Direct Auto Insurance offers the right amount of coverage to keep you legal on the roads.
If you live or are moving to Tennessee, here’s the required amount of auto insurance you will need to drive legally on the roads.
Auto insurers are required to offer you uninsured motorist bodily coverage (UM) at the same limits as your bodily injury liability coverage, but you do not have to accept it. Your rejection of UM must be in writing.
If you plan on cruisin' the roads of Tennessee, you have to stay covered with motorcycle insurance. The required auto insurance laws are the same as car insurance requirements:
In addition to liability coverage, auto insurers are required to offer you uninsured/underinsured motorist coverage (UM/UIM) at the same limits as your liability coverage but you do not have to accept it. Your rejection of UM/UIM coverage must be in writing.
Not all motorcycle insurance policies in all states cover passengers. Never assume that motorcycle guest passengers are automatically covered by motorcycle liability insurance. In fact, motorcycle passengers are not covered by default under many motorcycle liability insurance policies. Motorcycle Guest Passenger Liability (GPL) must be purchased in order to cover your passenger. This coverage will cover passengers if you are found to be liable or legally at fault.
If you have more questions about the auto insurance laws in Tennessee, feel free to visit one of our knowledgeable agents at a Direct Tennessee location near you, visit us at Directgeneral.com, or call at 1-877-GO-Direct (1-877-463-4732).