Driving Laws

When it comes to driving laws, things vary from state to state. For example, in Alabama it's illegal to drive while blindfolded. (Thank goodness!) And in Arkansas? Don't even think about honking your horn where cold beverages and sandwiches are served after 9 p.m., really!

Oddities aside, there are some laws that drivers must abide by no matter where they're driving in the U.S. Check out the basic driving law information below to learn about a few of these laws. Driving with the right amount of car insurance coverage and choosing to not drink and drive are two of the best places to start if you want to stay legal on the road.

Learn more about laws that can help you prevent trouble on the roads and with your driving record.

  • Driving Without Insurance: No matter where you live, driving without insurance or financial responsibility is against the law. Find out what can happen if you get caught driving without auto insurance and what the insurance coverage laws are in your state.
  • DUI/DWI: Again, no matter where you live there are laws against drinking and driving with a blood alcohol concentration (BAC) of 0.08 percent and above. Learn about DUI vs. DWI, DUI fines, and the impact such a conviction can have on your car insurance.
  • SR22 Certification & Insurance: You may be required to submit this form to your state if you were convicted of a DUI/DWI offense, failed to maintain auto insurance coverage in the past, or committed serious driving related violations. We'll break down SR22s and FR44s so they're easy to understand.
  • High-Risk Auto Insurance: What is a high-risk driver and what is high-risk auto insurance? The answer isn't nearly as "risky" as you think!

For more information about driving and insurance laws in your state, visit the Insurance Institute for Highway Safety .

At Direct Auto & Life Insurance, we aim to keep drivers covered with cheap car insurance, and that includes helping drivers with less than perfect driving records. If you're a high-risk driver, you can still find auto insurance. Give us a call if you have questions about getting insurance after a DUI, you've been dropped by your insurance company, or you need help filing an SR22 or FR44. Call 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto & Life location near you today!

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