Knowing the status of your driver's license, registration, license plate, title, or even handicap placard can help prevent trouble down the road. Could you have unpaid speeding tickets? You might! How many points away from suspension are you? It could be one. It could be none! Keep reading to see why it's important to stay on top of your license status and how doing so could even save you money.
To make sure your license is valid
Many drivers are surprised to learn that their license is no longer valid. They assume that it can only be suspended for unpaid tickets, but it can actually be suspended for many other reasons depending on your state. In Florida, for instance, if you drive without car insurance your driver's license can be suspended for up to three years or until proof of Florida auto insurance is provided. It could also be suspended for not completing traffic school, having inadequate vision, or failing to pay child support. For more information on what to do with a suspended license,
To make sure information is correct
If you believe your license status is wrong, this is the perfect opportunity to do something about it. Perhaps you forgot to submit proof that you finished traffic school, or maybe you overlooked getting that SR22 filed by your insurance company. Whatever the case may be, checking your driver's license status can be a great reminder to take care of important paperwork. Correcting misinformation and keeping a clean driving record could set you up for a great auto insurance rate.
How Do I Find Out If My License Is Suspended?
Have your full name, date of birth, and driver's license number handy.
Start with your state's online resources. You can order a copy of your driver's license status and driving records online from a number of places including your state's:
- Department of Motor Vehicles
- Secretary of State
- Department of Revenue
- Department of Public Safety
- Motor Vehicle Division
Or, select your state from a resource like DMV.org. Most states charge a small fee (usually less than $10) to access your driving record. This fee is often lower than paying a third-party website offering the same service. Many third-party sites charge around $30.
You can order it in-person, too. Find the right office to visit in your state and make a request in-person. In Tennessee, you can visit the Tennessee Driver Service Center in-person, or send someone else to order it for you with a notarized statement of authorization.
You can also order it by mail. If you can't do it online or in-person, you'll need to complete a Record Request and send a written request to a certain address. This option can take a few weeks.
Your License Status and Insurance
Knowing your driver's license status can help you make better decisions on and off the road. You can make arrangements for other people to drive if you know your license is suspended, while working towards reinstatement. Then do your best to keep your driving record clean and clear in order to be eligible for the cheapest car insurance you can find.
At Direct Auto & Life Insurance, we know that perfect driving records aren't always possible. Life happens! If you've committed serious driving related violations in the past that have led to a suspended license or SR22 requirements, we're here for you. We'll help you get the affordable coverage you need, regardless of your driving history. Call 1-877-463-4732 or visit a Direct Auto & Life location near you to learn more.