High Risk

Direct Auto Insurance accepts most drivers, no matter their past driving history. When it comes to finding auto insurance, Drivers are typically put into two categories on the road: “low risk” and "high risk." So what's the difference? 

Insurance companies typically define “high risk” drivers as those who are risky to insure due to their poor driving record, their inexperience or even their credit history. For example, you may be considered a high risk driver if you have: 

  • Had one or more auto accidents
  • Received multiple speeding tickets or other traffic citations
  • Been convicted of Driving Under the Influence (DUI)/Driving While Intoxicated (DWI)
  • Just received your driver’s license
  • A poor credit history

 If you’re a high risk driver, you can still find auto insurance. There are auto insurance companies, like Direct, that specialize in, or offer high risk auto insurance . Even if your driving record is less than perfect, you should still compare prices to find the most affordable car insurance

If you have more questions about high risk auto insurance , Direct can help, visit one of our locations, call us at 1-877-GO-DIRECT (1-877-463-4732), and learn more about SR22 Insurance.

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