You're not the first person to wonder, "What's Medicare?" Health insurance can sometimes feel like a box of puzzle pieces with no instructions and no picture to guide you. Thankfully, Direct Auto & Life Insurance is here to help you put the puzzle together. Follow along for a basic overview of key information.
Medicare is a federal health insurance program for qualified individuals age 65 and older, and for some people under the age of 65 with certain disabilities or those who have permanent kidney failure.
Key Medicare Coverages
Medicare has four primary parts: Part A, B, C, and D.
Medicare vs. Medicaid Coverage
Medicare can sometimes be confused with Medicaid. Medicaid is also a government program that provides health insurance, but Medicaid eligibility depends on your income level. In some states, Medicaid is available to those under a certain income level who meet certain other criteria (like age, disability, or pregnancy). In other states, it's available to all people below a certain income level. Medicare eligibility is not determined by income.
Get Help With Health Insurance
There's a lot more to know about Medicare, especially when it comes to enrolling in the plan that best meets your health care coverage needs. Start comparing Medicare plans today with help from our friends at Medicare.org* and get a quote by calling 1-844-961-9453 - TTY 711 to speak to a licensed sales agent and find Medicare coverage that's right for you. Standard call center hours of operation are Monday - Friday 5:00 a.m. to 6:00 p.m. PT. During Medicare's Annual Enrollment Period (AEP), extended hours are Monday - Saturday 5:00 a.m. to 8:00 p.m. PT.
*Medicare.org is a non-government site and is operated by HealthCompare Insurance Services, a licensed health insurance agency certified to sell Medicare products. It contains information about and access to insurance plans for Medicare beneficiaries, individuals soon eligible for Medicare and those advising on behalf of Medicare beneficiaries. Medicare.org is not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. If you're looking for the government's Medicare site, please navigate to www.medicare.gov. HealthCompare Insurance Services, Inc. is a licensed and certified representative of Medicare Advantage HMO, PPO and PFFS organizations and Medicare Prescription Drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1, of each year. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex.
*All products described herein are subject to terms and conditions
*Not all products, discounts or payment plans are available in all states or distribution channels