Finding a Cheap Car Insurance Policy
Whether you live in Ohio or Florida, in a big city or rural area—you usually have many car insurance companies to choose from. Even or will find themselves comparing two or more insurance companies. But when looking for the best auto insurance at the best price for you, where do you begin?
A great way to compare car insurance companies is to look for the signs of a company you can trust: great service, affordable rates, plenty of options, and a solid track record.
Cheap Coverage, Not Cheap Service
The best car insurance companies put you first.
Friendly, reliable, and knowledgeable representatives make all the difference. Let’s face it: insurance can be confusing. Find an insurance company with a staff of licensed customer service representatives who can help explain coverage options, create a policy, and quickly process payments and claims.
Make sure that the insurance company’s customer service representatives are available and accessible when you need them. Do they offer a toll-free number? Can they be reached online? Are they available in person?
Most importantly, are they willing to listen and work with your specific insurance needs? Find a car insurance company whose customer service department treats you like an individual and not a number. Responsive customer service is non-negotiable!
Low Cost, Not Low Expectations
Going with the best car insurance company doesn't have to come at a high cost, although that's what many drivers think. Every car insurance company calculates risk in a different way. The may stay relatively the same from company to company, but they can be weighted differently.
- Vehicle type: Some car insurance companies specialize in insuring certain vehicles, like antique cars. Other companies insure all kinds of vehicles, including big work trucks. Make sure your company knows your vehicle type.
- How much you drive and where: If you tend to drive long distances or live in an area with a high crime rate, your insurance rate could be higher than someone who doesn't put many miles on their car or lives in a remote area. On the flip side, you could qualify for a if you rarely drive—but only if the car insurance company offers such a discount!
- Your details: How old are you? Some car insurance companies really understand the needs of young drivers, high-risk drivers, or those with unique insurance histories. Other companies? Not so much. Your insurance rate could change depending on the level of importance a company puts on your personal details.
- Driving and insurance record: Your driving and insurance record help determine your level of risk. At Direct Auto, we work hard to make insurance affordable regardless of your driving or insurance history.
While there's no such thing as free auto insurance— is a definite possibility when you choose an auto insurance company that understands your needs and is able to offer low monthly payments, low down payments, flexible payment options,[i] and multiple discounts.[ii]
When comparing the overall cost of insurance coverage, consider the value of a reliable provider. There are plenty of cheap car insurance companies who claim to give you great coverage, but the right company will be there when you need them most. Find an established insurance company, such as Direct Auto, who has a long history as a reputable insurance provider.
History, Not Mystery
Direct Auto Insurance was founded in 1991 by William Adair. He dreamt of a premier, non-standard auto insurance company that served its customers better than any other insurer. Our customer service representatives and insurance agents believe in honoring Adair's vision and strive to do so every day. Today, Direct Auto is headquartered in Nashville, TN and is part of the National General Insurance family of companies.
Lots of Options, Not Restrictions
Some of the best auto insurance companies offer you choices—choices for how and when you pay, how much coverage you buy, and the type of insurance that's available. Direct Auto is one of those companies!
You can pay online, over the phone, or in-person at a Direct Auto location. You can also choose a down payment and deductible that's right for your budget. Beyond the state minimum requirements, your coverage amount is up to you, too.
We can help with more than just affordable car insurance, too. We offer motorcycle insurance, commercial auto insurance, and Mexico auto insurance, for those who often drive between Mexico and the U.S. And our insurance options don't stop at things with wheels! We also offer term life insurance, help with Medicare coverage[iii], Emergency Protection Plans, and Roadside Assistance. Learn more about all of .
We're Not Like Others
Direct Auto is different from some other auto insurance companies. We welcome everyone to apply for cheap car insurance coverage, regardless of their insurance history. Get a , over the phone, or at a . Experience something different. Our insurance agents are ready to welcome you today!
[i] Not all pay plans are available in all states and are subject to terms and conditions
[ii] Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels
[iii] Information about and access to insurance plans for Medicare beneficiaries, individuals soon eligible for Medicare and those advising on behalf of Medicare beneficiaries, is provided through our affiliate HealthCompare Insurance Services, Inc., a licensed health insurance agency certified to sell Medicare products. HealthCompare, www.healthcompare.com is not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. HealthCompare Insurance Services, Inc. is a licensed and certified representative of Medicare Advantage HMO, PPO and PFFS organizations and Medicare Prescription Drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. The plans HealthCompare represents do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov