If you’re looking for auto coverage you probably already know there are many car insurance companies out there to choose from, so where do you begin?
Even young or high-risk drivers will find themselves comparing two or more insurance companies. So what is the best way to compare auto insurance companies to find the best fit for you? Look at the three pillars of great insurance: service, options, and cost.
Friendly, reliable, and knowledgeable representatives make all the difference. Let’s face it; insurance can be difficult and confusing. Find an insurance company with a staff of licensed customer service representatives who can help explain coverage options, create a policy and quickly process payments and claims.
Make sure that the insurance company’s customer service representatives are available and accessible when you need them. Do they offer a toll free number? Can they be reached online? Are they available in person?
Are they willing to work with your specific insurance needs? Find a car insurance company whose customer service department treats you like an individual and not a number.
Plenty of Options
Make sure that the auto insurance company you choose has flexible coverage options that fit you. This is especially true if you have a complicated driving or credit history.
All automobile and motorcycle insurance companies offer you options, but the real question is how many? Are they fixed bundles of coverage or do they allow you to customize the coverage to suit your unique needs? More flexibility means you get the coverage you need without having to pay for the coverage you don’t need.
First, make sure the quote is free. A company that nickels and dimes their customers could end up costing you in the long run.
When comparing the overall cost, you should consider the value of a reliable provider. There are plenty of cheap car insurance companies who claim to give you great coverage, but are they really there when you need them? Find an established insurance company, such as Direct, who has a long proven history as a reputable insurance provider.
Get to Know Your State
A good place to start is to get to know that auto insurance laws in your state. Every state has its own laws governing auto insurance, which refers to vehicles, motorcycles and RVs. Check out our Learning Center to get a state-by-state breakdown. For more information, visit your state’s insurance website.
For more information about Direct Auto Insurance, or for a free quote, visit us at one of our locations, online, or call us at 1-877-GO-DIRECT (1-877-463-4732) .