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Your DUI and SR22 Questions Answered

Your DUI and SR22 Questions Answered


For most drivers, the prospect of being without a license is pretty scary.  Many drivers rely on having a license to get to work or school, as well as to transport family.  Without your driving privileges, getting around becomes extremely difficult, and could even jeopardize your income.  That’s why any driver dealing with a DUI needs to know exactly what to do to get back on track.  Below are some of the most frequently asked questions about what to do after a DUI and how to navigate SR22 insurance.

What is a DUI?

“DUI” stands for “driving under the influence.”  You are considered to be driving under the influence if you are operating a motor vehicle with a blood alcohol level that is over the legal limit.  The legal BAC (blood alcohol content) is 0.08 in all 50 states.

What happens after a DUI?

After you receive a DUI, you will report to court for sentencing.  The types of sentencing can vary in severity, and could include fines, classes, probation, restriction of your license, revocation of your license, or a jail sentence.  It is imperative that you follow through with any and all steps that are required of you so you can get your driving record back on track and regain your license.  Especially if you were without car insurance at the time of the DUI, one of these steps may include filing an SR22.

What is an SR22?

An SR22 form is a document that verifies that you have the right amount auto insurance for your state’s requirements.  It is issued after committing an offense like a car accident or a DUI while driving uninsured.  The SR22 is submitted to the state’s Department of Motor Vehicles (DMV) to reinstate your driving privileges.  You will have to continuously carry auto insurance and the SR22 for at least three years and up to five years.

How do I get SR22 insurance?

If you have an SR22, you need to make certain you have the right insurance so you can begin to repair your driving record.  The SR22 insurance you choose will likely be nonstandard insurance, since nonstandard insurance is specifically for high-risk drivers, including those with SR22s and/or a DUI conviction.  If you have SR22 questions, it is highly recommended that you work with an auto insurance agent who is familiar with SR22 requirements.



 
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