Direct Auto is dedicated to providing customers with all kinds of ways to save. That’s why we offer discounts across the board for things you may already be doing. Getting good grades, being a safe driver, renewing your policy, and bundling your insurance policies are all ways you could become eligible for discounts on cheap car insurance online. With 12 ways to save, choosing Direct Auto means having all kinds of insurance discount options…and that’s in addition to the money you're already saving with our low rates! Check out the full list below and talk to your local Direct Auto representative about qualifying for a coverage discount today.
The Discount: Good Student Discount (up to 10% off)
How to Get It: You may be eligible for a Good Student Discount if you are an unmarried full-time student in high school, college, vocational school, or technical school. What does being a “good” student mean? You’ll need to have a B average or higher, rank in the top 20% of your class, qualify as an honor student, or be on the Dean’s List.
The Discount: Military Discount (up to 25% off)
How to Get It: Are you an active service member in a branch of the U.S. military? As long as you can provide documentation of your current orders, you could be eligible for a Military Discount on your auto insurance.
The Discount: Senior Citizen Discount (up to 5% off)
How to Get It: To qualify for the Senior Citizen Discount, you need to be over the age of 55 and have successfully completed a motor vehicle accident prevention course. It’s that simple!
The Discount: Safe Driver Discount (up to 10% off)
How to Get It: If you are a cautious driver with a good driving record, there’s an excellent chance you could be eligible for a Safe Driver Discount from Direct Auto. Your record just has to be free of violations and accidents for the last 36 months. (To be sure, you’ll need to check your state’s requirements, as they may vary.)
The Discount: Mileage Discount (up to 5%)
How to Get It: Don’t drive much, but still need good insurance? We think you deserve a discount, too. If your vehicle is driven below a certain mileage amount per year, you could qualify for a Mileage Discount.
The Discount: Multi-Car Discount (up to 25% off)
How to Get It: If you need to cover more than one car or motorcycle under your policy, you could be eligible for a Multi-Car Discount. Check with your local agent to find out if you qualify.
The Discount: Homeowner Discount (up to 15% off)
How to Get It: If you or your spouse own a house, townhome, or condo, and keep your car there, you could get a Homeowner Discount.
The Discount: Affinity Discount (up to 5% off)
How to Get It: Do you belong to a group that partners with Direct Auto? If you are an active member of your organization, you could get an Affinity Discount. Call a Direct Auto representative at 1-877-463-4732 for the full list of our affinity organizations.
The Discount: Welcome Back Discount (up to 6% off)
How to Get It: We’re always glad when our customers come back! Returning Direct Auto customers who have previously had a policy with us, but have not had a policy within the last six months, could save up to 6% with a Welcome Back Discount.
The Discount: Switchover Discount (up to 25% off)
How to Get It: We make it worth your while to choose Direct Auto over another insurance company. In addition to our already cheap car insurance rates online, you could also get a discount if you have had prior coverage at another insurer. If you have been with another provider for a minimum of six months, with no more than 90 days of lapse between previous coverage, we can reward you for switching to Direct Auto.
The Discount: Renewal Discount (up to 20% off)
How to Get It: Renewing your policy with Direct Auto? We reward customers who stick with us. If you have had no insurance policy lapse in the previous 12 months and choose to renew your coverage within 7-10 days of its expiration date, you could be eligible for a Renewal Discount.
The Discount: Multi-Product Discount (up to 5% off)
How to Get It: By now you probably know that it’s not just our car insurance policies that are cheap; you can save with our term life insurance, emergency protection plans, and roadside assistance. If you choose to include one of these in your auto insurance policy, you could get an additional discount. (Qualifying product options may vary by state, so check with your local representative.)
Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directgeneral.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.