What Type of Insurance Coverage Do I Need?

Insurance can be tricky to understand. There are different types of coverage, confusing terms, and even more confusing definitions. 

"What type of coverage do I really need?"

When your policy is up for renewal or you're on the hunt for a lower price, you could be left wondering, "What am I paying for and what type of coverage do I really need?" The Coverage Assistant is here to help. 

Answer 'Yes' or 'No' to a few simple questions like, "Are you married?" and "Do you have kids that drive?" and the Coverage Assistant will suggest coverage options based on your answers. 

There's no right or wrong answer to these questions, and your answers will not be used to determine your rate. The coverage results presented are just general suggestions for you to consider based on the answers you provide. 

We designed the Coverage Assistant to help you identify factors that could impact your decision on what insurance coverage you may need, but not to make the decision for you. The Coverage Assistant is not recommending or advising you to purchases any specific coverage, limit, or product. 

If your curious how certain questions relate to your insurance coverage options, click on the question mark button on each screen to see our reasoning. 

Customize Your Coverage

Once you've received your Coverage Assistant results, you can easily start an obligation-free quote to customize your coverages. Simply enter your zip code and a few details and you'll get your customized quote. From there, you can continue to adjust your coverages, limits, deductibles , and pay plans as you see fit. 

Whether you're currently insured with Direct, insured with another provider, or not insured at all, the Coverage Assistant has something to offer you. See how your life circumstances relate to auto insurance and discover how easy it is to explore your insurance coverage options. 

Let us help you find coverage options for you! Are you ready to give the Coverage Assistant a try? The first 500 customers to receive a quote through the Coverage Assistant will receive a free t-shirt! *

At Direct, we want to help educate you on your policy and auto insurance in general. We even have animated videos to help you learn more about different types of insurance coverage. Or, you can call one of our friendly agents over the phone at 1-877-463-4732 or stop by a local Direct Auto store

*Void where prohibited. Offer not available in MS.

What type of auto insurance coverage do I need?
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