Rental reimbursement coverage will help reimburse you for the cost of a rental car if your vehicle can't be driven due to a covered accident or loss. This car insurance coverage is optional, and can typically only be purchased if you also purchase comprehensive and collision coverage.
If you're considering adding rental reimbursement coverage to your policy, you might be wondering: "Is rental reimbursement worth it?" The good news is, rental car reimbursement is an optional coverage. It isn't state-required, and Direct Auto & Life Insurance leaves it up to you whether you want to add it when putting your policy together. So why should you get rental reimbursement?
Rental car reimbursement may be a smart addition to your policy if you do not have a second vehicle available. Let's say your car is out of commission due to an accident or other damages, and you need to get to work or school on your own. Having rental reimbursement can help pay for a rental car until your car gets back from the shop.
Real life scenario: You're involved in an accident that is covered by your policy and you have purchased rental reimbursement coverage. You're OK, but your car isn't. The driver's side door has been smashed in and the hood of your car won't stay latched down. Your rental reimbursement coverage would help with the cost of renting a car while your vehicle is being repaired.
To explore all your car insurance, motorcycle insurance, and life insurance options, find your nearest Direct Auto & Life Insurance location today.