Term Life Insurance

Instant life insurance for instant peace of mind

What would happen if you, and your income, were no longer around to help make ends meet? If you don't have an answer, consider term life insurance.

Term life insurance is one of the easiest and most affordable ways to protect your loved ones. It's a type of life insurance policy with a pre-set amount of coverage that is guaranteed, so long as the premium is paid, for a certain amount of time or “term.”

Direct Auto & Life Insurance offers affordable term life insurance to fit your budget and needs. (It's in our name!) Buy a term life policy to help:

  • Replace a loss of income
  • Settle final medical and funeral expenses
  • Pay for daily living expenses, like rent and groceries
  • Cover school bills for college tuition

Watch the video “What is Term Life Insurance?” to learn more and see how a policy brought peace of mind to our friend Joe.

Why buy term life from Direct Auto & Life?

You can go from term life insurance quote> to policy in less than five minutes. Our affordable term life policies don't require a medical exam (just answer a few easy health questions).

For less than $1 a day, you can count on the following term life benefits from Direct Auto & Life:

  • Up to $25,000 of coverage
  • Flexible payment options
  • No medical examination - just answer a few simple health questions
  • No waiting - approval times are quick and often instant
  • term life policies for you, your spouse, and your adult children*
  • Guaranteed renewal for two years at the same premium**
  • No additional down payment when bought with an auto policy from Direct Auto & Life
  • Discount of up to 5% on auto insurance when you buy term life insurance and car insurance from Direct Auto & Life

How much does term life insurance cost?

Term life insurance rates vary depending on your age, location, term, and coverage amount. In general, paying for term life coverage is as easy as giving up one soda, cup of coffee, or a candy bar a day.

Check out the term life insurance rates chart below to see how cheap term life insurance can be!

Term-Life-Rate Chart

Get a term life quote today

Term life insurance quotes are fast and free. Get yours online, over the phone, or at a Direct Auto & Life location near you. Call 1-877-GO-DIRECT (1-877-463-4732) to speak with a caring agent today! We'll help you understand how term life insurance can help support your family's financial security.

Visit the Learning Center to learn more about term life insurance beneficiaries, how to choose a life insurance company, and more.

*Written consent required of children 18 and older.
**Policy terms and conditions apply.
† Discounts subject to terms and conditions. Not available in all states
Individual term life insurance by Direct General Life Insurance Company, Nashville, TN. Policy 58TL02010713. Premium and other terms will vary by state, the insured's age, and the selected coverage.

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