NetSpend® Prepaid MasterCard®

What is a NetSpend Prepaid MasterCard?

If you're looking for a way to begin spending smarter and saving more, a NetSpend Prepaid MasterCard is a great way to get started. It's a prepaid debit card that lets you conveniently pay for everyday expenses, including making insurance payments online.

What are the perks of a NetSpend Prepaid MasterCard?

When it comes to budgeting your money, the perks that come with a NetSpend Prepaid MasterCard make it easier than ever before. Here are some of the benefits*:

  • No credit check
  • No hidden fees
  • Free direct deposits
  • Pay your bills online
  • Refill your card via mobile phone
  • Refill your card online
  • Free person-to-person NetSpend Card Account transfers
  • Use the Online Account Center to track every expense
  • Use Anytime Alerts™ to get text messages and emails about account activity *standard text messaging fees apply
  • More than 130,000 reload locations
  • Your card is FDIC insured

How do I get started?

Start your application for a NetSpend® Prepaid MasterCard® today. All it takes is some basic information from you and a personalized card will be sent the next business day. Activate the card and fund it to start using your new NetSpend® Prepaid MasterCard® to pay for expenses like Direct Auto & Life Insurance payments.

Learn More About Direct

Want to get in-the-know with all Direct has to offer? We're dedicated to helping you find the best financial solution for your insurance needs. Call us at 1-877-GO-DIRECT (1-877-463-4732) or come into one of our many store locations to talk to a representative today.


*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

The NetSpend Prepaid MasterCard is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated and may be used everywhere Debit MasterCard is accepted. The Bancorp Bank; Member FDIC. NetSpend is an Independent Sales Organization pursuant to an agreement with The Bancorp Bank. Use of card subject to funds availability. Transaction fees, terms, and conditions apply. See Agreement for complete details. Fee may apply for this service, depending on method used. See your online Account Center for details.

Fee may apply for this service, depending on method used. See your online Account Center for details.

Direct General Consumer Products, Inc. engages in the money transmission business and/or sale of stored value products as an authorized delegate of NetSpend Corporation under Chapter 151 of the Texas Finance Code.

MasterCard is a registered trademark of MasterCard International Incorporated. All other trademarks and service marks are the property of their respective owners. © 2015 NetSpend Corporation.

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