Get Discounts

It's time every motorist had the opportunity to find affordable car insurance coverage. With our multiple discounts—that could save you up to 25% on your car insurance—finding affordable coverage is easy, and taking advantage of these discounts is even easier. Get a quote to see how much you could save.

Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

Driver Discounts

  • Military Discount
    Save up to 25%
    If you are an active service member and can provide a copy of your current orders, or other acceptable documentation proving so.

  • Safe Driver Discount
    Save up to 10%
    If you're a policy member and have been violation and accident free for the past 36 months. Some states may have additional requirements.

  • Good Student Discount
    Save up to 10%
    If you're unmarried and a full-time student in high school, college, or a vocational/technical school, and are an honor student, on the Dean's List, have a "B" average or better, or rank scholastically in the upper 20% of the class.

  • Senior Citizen Discount
    Save up to 5%
    If you're 55 years or older and successfully complete a motor vehicle accident prevention course.

Vehicle Discounts

  • Multi-Car Discount
    Save up to 25%
    If more than one vehicle is covered under your policy.

  • Mileage Discount
    Save up to 5%
    If your vehicle is driven under a certain mileage on an annual basis.

Policy Dicounts

  • Multi-Product Discount
    Save up to 5%
    If you include one of our active qualifying products in your auto policy. Qualifying products vary by state, but usually include term life insurance, emergency protection plan, and sometimes roadside assistance.

  • Prior Coverage Discount
    Save up to 25%
    If you've been with another insurance company for at least 6 months and have not had more than 90 days of lapse in previous coverage. Lapse periods vary by state. Insurance purchased from Direct General Insurance or any of its companies is not valid as prior insurance (though you could qualify for a renewal discount).

  • Homeowner Discount
    Save up to 15%
    If you, or your spouse, own a home and this is also where you keep your cars. Discount applies to homes, townhomes, and condominiums, but not mobile homes.

  • Renewal Discount
    Save up to 20%
    If you've had no policy lapse in the prior 12 months and you renew your policy within 7 to 10 days of the expiration date. Renewal period varies by state.

  • Welcome Back Discount
    Save up to 6%
    If you have previously purchased a policy with Direct but have not had one within 6 months of that former policy.

  • Affinity Discount
    Save up to 5%
    If you're an active member of an organization that has partnered with Direct. Call your Direct Auto agent at 1-877-GO-DIRECT (1-877-463-4732) for a full list of affinity organizations.


Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directgeneral.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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