Drive Less, Save More with a Low Mileage Discount

Maybe you have a short commute, prefer to walk to the store instead of drive, or you have easy access to public transportation. If your car spends more time in your driveway or in your garage than it does on the road, you could be eligible for a Low Mileage Discount from Direct Auto & Life Insurance!

You could save up to 5% on your car insurance if your vehicle is driven under a certain mileage on an annual basis. The mileage cap varies by auto insurance company and state, but is generally between 7,500 and 15,000 miles. The average driver puts about 13,476 miles a year on their car, according to the U.S. Department of Transportation Federal HIghway Administration. That means there's a good chance you could qualify for a Low Mileage Discount!

Looking for ways to reduce your annual mileage? You could reduce your annual mileage and qualify for a low mileage discount of up to 5% by:

  • Carpooling with friends or coworkers
  • Riding public transportation
  • Walking or riding a bicycle
  • Limiting any unnecessary driving
  • Moving closer to your workplace

If you have questions about your eligibility for a Low Mileage Discount or want to know more about your state’s requirements, talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or at a Direct Auto location near you. They can help you estimate your annual mileage and help you find more ways to save!

More Ways to Save on Car Insurance

Direct Auto & Life offers more than great car insurance discounts to help you save on one of life's most important expenses. When you're a policyholder, you can make your insurance more affordable by customizing your payments and choosing the payment method that's best for you. Whether you want to pay cash, pay by text message, or set up automatic payments with your credit card, we have a payment method that fits your style!


Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directgeneral.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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