Stick With Direct & You Could Save More!

Comparing auto insurance companies can be tough—there are so many to choose from! But when you choose Direct Auto & Life Insurance, you can drive easy knowing that we’re committed to finding ways to help you save, and that includes offering a car insurance discount for our long-term customers.

To show our appreciation for our customers, we offer a Policy Renewal Discount of up to 20% for policyholders that meet the following qualifications:

  • You have not had a lapse in coverage in the prior 12 months
  • You renew your policy within 7 to 10 days of the expiration date (Renewal period varies by state.)

Whether you buy every insurance coverage available or just go with the minimum liability coverage for your state, you could be eligible for a Policy Renewal Discount! It's generally not dependent on the coverage you choose, the type of vehicle you drive, your annual mileage, or your driving record.

Our Policy Renewal Discount isn’t the only reason to stick with Direct Auto & Life for all of your auto, motorcycle, and even life insurance needs. As a policyholder, you can customize your payments to better match your budget, which helps make your protection more affordable. You can also choose the payment method that's best for you. Whether you want to pay cash, pay by text message, or set up automatic payments with your credit card, we have a payment method that fits your style.

We know you have a lot of choices when it comes to your car insurance company and we appreciate your business. Talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or visit a Direct Auto & Life location near you to see how you could be eligible for a Policy Renewal Discount, as well as other car insurance discounts from Direct Auto & Life.


Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directgeneral.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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