Safe Driver Discount

Accident-Free? You Could Save on Car Insurance!

Safe driving can help prevent car accidents, but it could also help you save money. If you’re the type of driver who goes the speed limit, double checks your blind spots, and always uses your blinker, you could be eligible for a safe driver discount from Direct Auto & Life Insurance!

How do you qualify for a safe driver discount? You could save up to 10% on your car insurance policy if:

  • You have been violation- and accident-free for the past 36 months
  • You live in a state where an auto insurance discount for safe drivers is offered

The period of time you must remain violation- and accident-free varies by state. For instance, Illinois and Arkansas require that all operators be violation- and accident-free for 12 months, while in Alabama this time period is 36 months.

If you have questions about your eligibility for a safe driver discount or want to know more about your state’s requirements, talk to one of our representatives at 1-877-GO-DIRECT (1-877-463-4732) or at a store location near you. Let us help you find more ways to save at Direct!


Insurance is underwritten or administered by members of the Direct General Group, Nashville, TN and is only offered in states where we are licensed to do business. You can find this information on our website: directgeneral.com. Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.

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